Terms of Service, AML & KYC Policy

1. Corporate Registration

NGNflow is a registered corporate entity in the Federal Republic of Nigeria. Accessing our services binds you to these terms.

2. Anti-Money Laundering (AML) Compliance

To access fiat off-ramping (crypto-to-NGN), users must undergo Tier 1 KYC verification by supplying a valid BVN or NIN. We reserve the right to report suspicious on-chain behavior to relevant financial intelligence authorities.

3. Non-Custodial Acknowledgment

You acknowledge that if you lose your device or credentials, NGNflow cannot recover your funds. You are solely responsible for paying native gas fees on the blockchain to execute transfers.